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Buying A Home
We provide a checklist including documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. If you are asked for more information, be cooperative and provide feedback as soon as possible. It will help speed up the application process.
Refinancing A Home
It’s generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. View a list of frequently asked questions that can help answer your initial refinance questions.